:root{--blue:#1565C0;--navy:#0D2B5E;--sky:#EEF4FC}*{box-sizing:border-box}
body{margin:0;font:16px/1.6 Inter,system-ui,sans-serif;color:#33415C;background:#fff;display:flex;flex-direction:column;min-height:100vh}
.banner{background:var(--navy);color:#fff;text-align:center;padding:12px 16px;font-size:.95rem}.banner b{color:#9cc6ff}
.wrap{max-width:1040px;margin:auto;padding:48px 20px 64px;text-align:center;flex:1}
.logo{width:min(300px,70vw);border-radius:20px}
h1{font:700 clamp(2.1rem,5.5vw,3.8rem)/1.12 'Playfair Display',Georgia,serif;color:var(--navy);margin:24px 0 16px}h1 span{color:var(--blue)}
.lead{font-size:1.15rem;max-width:40em;margin:0 auto 40px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;text-align:left}@media(max-width:760px){.cards{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid #e1e9f4;border-top:4px solid var(--blue);border-radius:18px;padding:26px;box-shadow:0 12px 30px #0d2b5e12}
.card h3{font:700 1.3rem 'Playfair Display',serif;color:var(--navy);margin:8px 0}.card p{margin:0}.ic{font-size:1.8rem;background:var(--sky);width:56px;height:56px;border-radius:14px;display:grid;place-items:center}
footer{background:var(--sky);color:var(--navy);text-align:center;padding:20px;font-weight:500}